/* ============================================
   SWITCHAXEN.COM — Design System
   Navy (#1B3A6B) + Gold (#C9922A) + White
   Inter font, mobile-first responsive
   ============================================ */

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}

:root{
  --navy:#1B3A6B;
  --navy-dark:#142D54;
  --navy-light:#234E8A;
  --gold:#C9922A;
  --gold-light:#D4A643;
  --gold-dark:#A87A1F;
  --white:#FFFFFF;
  --off-white:#F8F8F8;
  --gray-50:#F1F3F6;
  --gray-100:#E2E6EC;
  --gray-200:#C5CBD6;
  --gray-300:#A8B1BF;
  --gray-400:#8E99A9;
  --gray-500:#6B7685;
  --gray-600:#5A6577;
  --gray-700:#3D4654;
  --gray-800:#2D3441;
  --green:#22C55E;
  --green-bg:#ECFDF5;
  --green-border:#86EFAC;
  --amber:#F59E0B;
  --red:#EF4444;
  --shadow-sm:0 1px 2px rgba(0,0,0,.05);
  --shadow:0 1px 3px rgba(0,0,0,.1),0 1px 2px rgba(0,0,0,.06);
  --shadow-md:0 4px 6px rgba(0,0,0,.07),0 2px 4px rgba(0,0,0,.06);
  --shadow-lg:0 10px 15px rgba(0,0,0,.1),0 4px 6px rgba(0,0,0,.05);
  --shadow-xl:0 20px 25px rgba(0,0,0,.1),0 10px 10px rgba(0,0,0,.04);
  --radius:8px;
  --radius-lg:12px;
  --radius-xl:16px;
  --transition:all .2s ease;
}

html{scroll-behavior:smooth;font-size:16px}
body{
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  color:var(--gray-800);
  line-height:1.6;
  background:var(--white);
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none;transition:color .2s}
ul,ol{list-style:none}

/* ===== ANIMATIONS ===== */
.fade-in{opacity:0;transform:translateY(24px);transition:opacity .7s cubic-bezier(.22,1,.36,1),transform .7s cubic-bezier(.22,1,.36,1)}
.fade-in.visible{opacity:1;transform:translateY(0)}
.fade-in-left{opacity:0;transform:translateX(-24px);transition:opacity .7s cubic-bezier(.22,1,.36,1),transform .7s cubic-bezier(.22,1,.36,1)}
.fade-in-left.visible{opacity:1;transform:translateX(0)}
.fade-in-right{opacity:0;transform:translateX(24px);transition:opacity .7s cubic-bezier(.22,1,.36,1),transform .7s cubic-bezier(.22,1,.36,1)}
.fade-in-right.visible{opacity:1;transform:translateX(0)}
.stagger-1{transition-delay:.1s}
.stagger-2{transition-delay:.2s}
.stagger-3{transition-delay:.3s}
.stagger-4{transition-delay:.4s}

@keyframes slideUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes pulse{0%,100%{transform:scale(1)}50%{transform:scale(1.05)}}
@keyframes shimmer{0%{background-position:-200% 0}100%{background-position:200% 0}}

/* ===== LAYOUT ===== */
.container{max-width:1200px;margin:0 auto;padding:0 1.5rem}
.container-sm{max-width:900px;margin:0 auto;padding:0 1.5rem}
.container-lg{max-width:1400px;margin:0 auto;padding:0 1.5rem}
section{padding:5rem 1.5rem}
.section-dark{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:var(--white)}
.section-light{background:var(--off-white)}
.section-white{background:var(--white)}

/* ===== TYPOGRAPHY ===== */
h1,h2,h3,h4,h5,h6{font-weight:700;line-height:1.2;letter-spacing:-.01em}
h1{font-size:clamp(2.5rem,6vw,4rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.8rem,4vw,2.75rem)}
h3{font-size:clamp(1.2rem,2.5vw,1.5rem)}
.section-title{
  font-size:clamp(1.8rem,4vw,2.75rem);
  font-weight:800;
  color:var(--navy);
  text-align:center;
  margin-bottom:.75rem;
  letter-spacing:-.02em;
}
.section-dark .section-title{color:var(--white)}
.section-subtitle{
  text-align:center;
  color:var(--gray-500);
  font-size:1.1rem;
  max-width:640px;
  margin:0 auto 3rem;
  line-height:1.6;
}
.section-dark .section-subtitle{color:rgba(255,255,255,.7)}
.gold-text{color:var(--gold)}
.navy-text{color:var(--navy)}

/* ===== BUTTONS ===== */
.btn{
  display:inline-flex;align-items:center;gap:.5rem;
  padding:.85rem 2rem;
  border-radius:var(--radius);
  font-size:1rem;
  font-weight:600;
  cursor:pointer;
  border:none;
  transition:var(--transition);
  text-align:center;
  justify-content:center;
  white-space:nowrap;
}
.btn-gold{background:var(--gold);color:var(--white)}
.btn-gold:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 8px 24px rgba(201,146,42,.35)}
.btn-navy{background:var(--navy);color:var(--white)}
.btn-navy:hover{background:var(--navy-light);transform:translateY(-2px);box-shadow:0 8px 24px rgba(27,58,107,.3)}
.btn-outline{background:transparent;color:var(--white);border:2px solid rgba(255,255,255,.4)}
.btn-outline:hover{border-color:var(--white);background:rgba(255,255,255,.1)}
.btn-outline-navy{background:transparent;color:var(--navy);border:2px solid var(--navy)}
.btn-outline-navy:hover{background:var(--navy);color:var(--white)}
.btn-lg{padding:1rem 2.5rem;font-size:1.1rem;border-radius:var(--radius-lg)}
.btn-sm{padding:.5rem 1.25rem;font-size:.875rem}

/* ===== STICKY NAV ===== */
.site-nav{
  position:fixed;
  top:0;left:0;right:0;
  z-index:1000;
  background:rgba(255,255,255,.97);
  backdrop-filter:blur(12px);
  -webkit-backdrop-filter:blur(12px);
  border-bottom:1px solid var(--gray-100);
  transition:box-shadow .3s ease;
}
.site-nav.scrolled{box-shadow:var(--shadow-lg)}
.nav-inner{
  max-width:1400px;
  margin:0 auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:.75rem 1.5rem;
}
.nav-logo{height:40px;width:auto}
.nav-links{display:flex;align-items:center;gap:.25rem}
.nav-links a{
  padding:.5rem .85rem;
  font-size:.9rem;
  font-weight:500;
  color:var(--gray-700);
  border-radius:var(--radius);
  transition:var(--transition);
}
.nav-links a:hover{color:var(--navy);background:var(--gray-50)}
.nav-links a.active{color:var(--navy);font-weight:600}
.nav-cta{
  background:var(--gold) !important;
  color:var(--white) !important;
  font-weight:600 !important;
  padding:.5rem 1.25rem !important;
  border-radius:var(--radius) !important;
}
.nav-cta:hover{background:var(--gold-light) !important;transform:translateY(-1px)}

/* Hamburger */
.nav-hamburger{
  display:none;
  flex-direction:column;
  gap:5px;
  cursor:pointer;
  padding:8px;
  z-index:1001;
}
.nav-hamburger span{
  display:block;
  width:24px;
  height:2px;
  background:var(--navy);
  border-radius:2px;
  transition:var(--transition);
}
.nav-hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.nav-hamburger.open span:nth-child(2){opacity:0}
.nav-hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}

/* Mobile Nav */
.nav-mobile{
  display:none;
  position:fixed;
  top:0;left:0;right:0;bottom:0;
  background:var(--white);
  z-index:999;
  padding:5rem 2rem 2rem;
  flex-direction:column;
  gap:.5rem;
  animation:fadeIn .2s ease;
}
.nav-mobile.show{display:flex}
.nav-mobile a{
  padding:1rem;
  font-size:1.1rem;
  font-weight:500;
  color:var(--gray-700);
  border-radius:var(--radius);
  transition:var(--transition);
}
.nav-mobile a:hover{background:var(--gray-50);color:var(--navy)}
.nav-mobile .nav-cta{
  margin-top:1rem;
  text-align:center;
  background:var(--gold);
  color:var(--white);
  font-weight:600;
}

/* ===== HERO ===== */
.hero{
  background:linear-gradient(135deg,rgba(27,58,107,.88) 0%,rgba(20,45,84,.92) 100%);
  color:var(--white);
  padding:7rem 1.5rem 5rem;
  text-align:center;
  position:relative;
  overflow:hidden;
  min-height:100vh;
  display:flex;
  align-items:center;
  justify-content:center;
  background-size:cover;
  background-position:center;
}
.hero::before{
  content:'';
  position:absolute;
  top:-50%;right:-30%;
  width:80%;height:200%;
  background:radial-gradient(ellipse,rgba(255,255,255,.04) 0%,transparent 70%);
  pointer-events:none;
}
/* Hero with background image */
.hero-bg{
  background-size:cover;
  background-position:center;
  background-repeat:no-repeat;
}
/* CTA with background image */
.cta-bg{
  background-size:cover;
  background-position:center;
  background-repeat:no-repeat;
  position:relative;
}
.cta-bg>*{position:relative;z-index:1}
.cta-bg::after{
  content:'';
  position:absolute;
  inset:0;
  background:linear-gradient(135deg,rgba(27,58,107,.9) 0%,rgba(20,45,84,.93) 100%);
}
.hero-inner{max-width:1100px;margin:0 auto;position:relative;z-index:1;width:100%}
.hero-logo{max-width:180px;margin:0 auto 2rem;background:var(--white);border-radius:var(--radius-xl);padding:12px 20px}
.hero h1{margin-bottom:1rem;line-height:1.1}
.hero .subhead{
  font-size:clamp(1.05rem,2.2vw,1.3rem);
  color:rgba(255,255,255,.8);
  max-width:600px;
  margin:0 auto 2.5rem;
  line-height:1.6;
}
.hero-ctas{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}

/* ===== STATS STRIP ===== */
.stats-strip{
  background:linear-gradient(135deg,var(--navy-dark) 0%,#0D1F3C 100%);
  color:var(--white);
  padding:2.5rem 1.5rem;
  text-align:center;
}
.stats-strip-inner{
  max-width:1200px;
  margin:0 auto;
  display:flex;
  justify-content:center;
  align-items:center;
  flex-wrap:wrap;
  gap:1.5rem 3rem;
}
.stat-item{
  font-size:1rem;
  font-weight:600;
  white-space:nowrap;
  display:flex;
  align-items:center;
  gap:.5rem;
}
.stat-item .stat-number{color:var(--gold);font-size:1.2rem;font-weight:800}
.stat-divider{width:1px;height:24px;background:rgba(255,255,255,.2);display:none}

/* ===== CARDS ===== */
.card{
  background:var(--white);
  border-radius:var(--radius-lg);
  padding:2rem;
  box-shadow:var(--shadow);
  transition:var(--transition);
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-xl)}
.card-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
  gap:1.5rem;
}
.card-grid-3{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(300px,1fr));
  gap:2rem;
}
.card-grid-4{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:1.5rem;
}

/* Why Cards */
.why-card{
  background:var(--white);
  border-radius:var(--radius-lg);
  padding:2rem 1.5rem;
  text-align:center;
  box-shadow:var(--shadow);
  transition:var(--transition);
}
.why-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.why-icon{
  width:56px;height:56px;
  border-radius:var(--radius-lg);
  background:linear-gradient(135deg,var(--navy),var(--navy-dark));
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 1.25rem;
  font-size:1.5rem;
  color:var(--white);
}
.why-card h3{font-size:1.1rem;font-weight:700;color:var(--navy);margin-bottom:.5rem}
.why-card p{font-size:.95rem;color:var(--gray-600);line-height:1.6}

/* Testimonial Cards */
.testimonial-card{
  background:var(--white);
  border-radius:var(--radius-lg);
  padding:2rem;
  box-shadow:var(--shadow);
  border-left:4px solid var(--gold);
  display:flex;
  flex-direction:column;
}
.testimonial-quote{
  font-size:1rem;
  line-height:1.7;
  color:var(--gray-700);
  margin-bottom:1.5rem;
  flex:1;
  font-style:italic;
}
.testimonial-quote::before{content:'\201C';font-size:2rem;color:var(--gold);line-height:0;vertical-align:-.4em;margin-right:4px}
.testimonial-author{font-weight:700;color:var(--navy);font-size:.95rem}
.testimonial-location{font-size:.85rem;color:var(--gray-500)}

/* ===== COMPARISON TABLE ===== */
.comparison-table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  border-radius:var(--radius-lg);
  overflow:hidden;
  box-shadow:var(--shadow-lg);
}
.comparison-table th{
  padding:1rem 1.5rem;
  font-weight:700;
  font-size:.95rem;
  text-align:left;
}
.comparison-table thead th{background:var(--navy);color:var(--white);font-size:1rem}
.comparison-table thead th:first-child{text-align:left}
.comparison-table thead th:not(:first-child){text-align:center}
.comparison-table td{
  padding:1rem 1.5rem;
  border-bottom:1px solid var(--gray-100);
  font-size:.95rem;
}
.comparison-table td:not(:first-child){text-align:center}
.comparison-table tbody tr:nth-child(even){background:var(--gray-50)}
.comparison-table tbody tr:hover{background:rgba(201,146,42,.05)}
.comparison-table .check{color:var(--green);font-weight:700;font-size:1.2rem}
.comparison-table .cross{color:var(--gray-300);font-size:1.2rem}

/* ===== PLAN CARDS ===== */
.plan-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:2rem;max-width:800px;margin:0 auto}
.plan-card{
  background:var(--white);
  border-radius:var(--radius-xl);
  padding:2.5rem 2rem;
  box-shadow:var(--shadow-lg);
  text-align:center;
  position:relative;
  overflow:hidden;
  border:2px solid var(--gray-100);
  transition:var(--transition);
}
.plan-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-xl)}
.plan-card.featured{border-color:var(--gold)}
.plan-card.featured::before{
  content:'MOST POPULAR';
  position:absolute;top:0;left:0;right:0;
  background:var(--gold);color:var(--white);
  font-size:.75rem;font-weight:700;letter-spacing:.05em;
  padding:.4rem;
}
.plan-name{font-size:1.5rem;font-weight:800;color:var(--navy);margin-bottom:.5rem}
.plan-price{font-size:2.5rem;font-weight:800;color:var(--gold);margin-bottom:.25rem}
.plan-price span{font-size:1rem;color:var(--gray-500);font-weight:500}
.plan-cap{font-size:1rem;color:var(--gray-600);margin-bottom:1.5rem}
.plan-features{text-align:left;margin-bottom:2rem}
.plan-features li{
  padding:.5rem 0;
  font-size:.95rem;
  color:var(--gray-700);
  display:flex;
  align-items:flex-start;
  gap:.5rem;
}
.plan-features li::before{content:'\2713';color:var(--green);font-weight:700;flex-shrink:0;margin-top:2px}

/* ===== REVENUE SHARE PYRAMID ===== */
.pyramid{max-width:600px;margin:0 auto}
.pyramid-level{
  display:flex;
  align-items:center;
  gap:1rem;
  padding:1rem 1.5rem;
  margin-bottom:.5rem;
  border-radius:var(--radius);
  background:var(--white);
  box-shadow:var(--shadow-sm);
  transition:var(--transition);
}
.pyramid-level:hover{transform:translateX(4px);box-shadow:var(--shadow-md)}
.pyramid-num{
  width:40px;height:40px;
  border-radius:50%;
  background:var(--gold);
  color:var(--white);
  display:flex;align-items:center;justify-content:center;
  font-weight:800;
  font-size:1.1rem;
  flex-shrink:0;
}
.pyramid-info{flex:1}
.pyramid-name{font-weight:700;color:var(--navy);font-size:1rem}
.pyramid-amount{font-size:.9rem;color:var(--gray-600)}

/* ===== TECH GRID ===== */
.tech-grid{
  display:grid;
  grid-template-columns:repeat(auto-fill,minmax(200px,1fr));
  gap:1rem;
}
.tech-item{
  background:var(--white);
  border-radius:var(--radius);
  padding:1.25rem;
  text-align:center;
  box-shadow:var(--shadow-sm);
  font-weight:600;
  color:var(--navy);
  font-size:.9rem;
  transition:var(--transition);
}
.tech-item:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}

/* ===== FAQ ===== */
.faq-item{
  border-bottom:1px solid var(--gray-100);
  padding:0;
}
.faq-item summary{list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-question{
  padding:1.25rem 0;
  font-size:1.05rem;
  font-weight:600;
  color:var(--navy);
  cursor:pointer;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:1rem;
  transition:color .2s;
  background:none;
  border:none;
  width:100%;
  text-align:left;
  font-family:inherit;
}
.faq-question:hover{color:var(--gold)}
.faq-icon{
  width:24px;height:24px;
  flex-shrink:0;
  transition:transform .3s;
  color:var(--gold);
}
.faq-item[open] .faq-icon{transform:rotate(180deg)}
.faq-answer{
  padding:0 0 1.25rem;
}
.faq-answer p{font-size:.95rem;color:var(--gray-600);line-height:1.7}

/* ===== TIMELINE ===== */
.timeline{max-width:700px;margin:0 auto;position:relative;padding-left:2rem}
.timeline::before{
  content:'';
  position:absolute;
  left:0;top:0;bottom:0;
  width:3px;
  background:linear-gradient(180deg,var(--gold),var(--navy));
  border-radius:3px;
}
.timeline-item{position:relative;padding-bottom:2rem;padding-left:2rem}
.timeline-item::before{
  content:'';
  position:absolute;
  left:-2rem;top:.3rem;
  width:12px;height:12px;
  border-radius:50%;
  background:var(--gold);
  border:3px solid var(--white);
  box-shadow:var(--shadow);
  transform:translateX(-4.5px);
}
.timeline-date{font-weight:700;color:var(--gold);font-size:.9rem;margin-bottom:.25rem}
.timeline-text{font-size:1rem;color:var(--gray-700)}

/* ===== BROKER CARDS ===== */
.broker-card{
  background:var(--white);
  border-radius:var(--radius-lg);
  padding:2rem;
  text-align:center;
  box-shadow:var(--shadow);
  transition:var(--transition);
}
.broker-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.broker-photo{
  width:100px;height:100px;
  border-radius:50%;
  object-fit:cover;
  margin:0 auto 1rem;
  border:3px solid var(--gold);
}
.broker-name{font-weight:700;color:var(--navy);font-size:1.1rem;margin-bottom:.25rem}
.broker-title{font-size:.85rem;color:var(--gray-500);margin-bottom:.5rem}
.broker-state{font-size:.95rem;color:var(--gold);font-weight:600;margin-bottom:.75rem}
.broker-contact{display:flex;flex-direction:column;gap:.25rem;font-size:.85rem}
.broker-contact a{color:var(--navy);font-weight:500}
.broker-contact a:hover{color:var(--gold)}

/* ===== PARTNER CARDS ===== */
.partner-card{
  background:var(--white);
  border-radius:var(--radius-lg);
  padding:2rem;
  box-shadow:var(--shadow);
  border-top:4px solid var(--gold);
  transition:var(--transition);
}
.partner-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.partner-card h3{font-size:1.2rem;color:var(--navy);margin-bottom:1rem}
.partner-card p{font-size:.95rem;color:var(--gray-600);line-height:1.6;margin-bottom:.5rem}
.partner-actions{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1rem}

/* ===== PRESS CARDS ===== */
.press-card{
  background:var(--white);
  border-radius:var(--radius-lg);
  padding:1.5rem;
  box-shadow:var(--shadow);
  transition:var(--transition);
  display:flex;
  flex-direction:column;
}
.press-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.press-source{font-size:.75rem;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.05em;margin-bottom:.5rem}
.press-headline{font-size:1.05rem;font-weight:700;color:var(--navy);margin-bottom:.5rem;line-height:1.3;flex:1}
.press-summary{font-size:.9rem;color:var(--gray-600);line-height:1.5;margin-bottom:.75rem}
.press-date{font-size:.8rem;color:var(--gray-400)}
.press-link{color:var(--gold);font-weight:600;font-size:.9rem}
.press-link:hover{text-decoration:underline}

/* ===== CALLOUT BOX ===== */
.callout{
  background:linear-gradient(135deg,rgba(201,146,42,.08),rgba(201,146,42,.03));
  border:2px solid rgba(201,146,42,.2);
  border-radius:var(--radius-xl);
  padding:2.5rem;
  text-align:center;
}
.callout h3{color:var(--navy);margin-bottom:.75rem}
.callout p{color:var(--gray-600);font-size:1.05rem;line-height:1.6;max-width:600px;margin:0 auto}

/* ===== FORM ===== */
.form-group{margin-bottom:1.25rem}
.form-group label{display:block;font-size:.85rem;font-weight:600;color:var(--gray-700);margin-bottom:.4rem}
.form-input,.form-select,.form-textarea{
  width:100%;
  padding:.75rem 1rem;
  border:2px solid var(--gray-200);
  border-radius:var(--radius);
  font-size:1rem;
  font-family:inherit;
  color:var(--gray-800);
  transition:border-color .2s;
  background:var(--white);
}
.form-input:focus,.form-select:focus,.form-textarea:focus{
  outline:none;
  border-color:var(--gold);
  box-shadow:0 0 0 3px rgba(201,146,42,.1);
}
.form-textarea{resize:vertical;min-height:100px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}

/* ===== MODAL ===== */
.modal-overlay{
  display:none;
  position:fixed;
  top:0;left:0;right:0;bottom:0;
  background:rgba(0,0,0,.6);
  z-index:2000;
  align-items:center;
  justify-content:center;
  padding:1rem;
  animation:fadeIn .2s;
}
.modal-overlay.show{display:flex}
.modal{
  background:var(--white);
  border-radius:var(--radius-xl);
  padding:2.5rem;
  max-width:500px;
  width:100%;
  position:relative;
  animation:slideUp .3s ease;
  max-height:90vh;
  overflow-y:auto;
}
.modal-close{
  position:absolute;
  top:1rem;right:1rem;
  width:32px;height:32px;
  border:none;
  background:var(--gray-50);
  border-radius:50%;
  cursor:pointer;
  display:flex;align-items:center;justify-content:center;
  font-size:1.2rem;
  color:var(--gray-600);
  transition:var(--transition);
}
.modal-close:hover{background:var(--gray-100)}

/* ===== FOOTER ===== */
.site-footer{
  background:var(--navy-dark);
  color:var(--white);
  padding:4rem 1.5rem 2rem;
}
.footer-inner{
  max-width:1200px;
  margin:0 auto;
  display:grid;
  grid-template-columns:1.5fr 1fr 1fr 1fr;
  gap:3rem;
}
.footer-brand{margin-bottom:1rem}
.footer-brand img{height:50px;margin-bottom:1rem;background:var(--white);border-radius:8px;padding:8px 12px}
.footer-brand p{color:rgba(255,255,255,.6);font-size:.9rem;line-height:1.6;max-width:280px}
.footer-col h4{
  font-size:.8rem;
  text-transform:uppercase;
  letter-spacing:.1em;
  color:var(--gold);
  margin-bottom:1.25rem;
}
.footer-col a{
  display:block;
  padding:.3rem 0;
  font-size:.9rem;
  color:rgba(255,255,255,.7);
  transition:color .2s;
}
.footer-col a:hover{color:var(--white)}
.footer-bottom{
  max-width:1200px;
  margin:3rem auto 0;
  padding-top:1.5rem;
  border-top:1px solid rgba(255,255,255,.1);
  display:flex;
  justify-content:space-between;
  align-items:center;
  font-size:.85rem;
  color:rgba(255,255,255,.5);
}

/* ===== CHAT WIDGET ===== */
.chat-bubble{
  position:fixed;
  bottom:1.5rem;right:1.5rem;
  z-index:1500;
  display:flex;
  align-items:center;
  gap:.5rem;
  background:var(--navy);
  color:var(--white);
  padding:.75rem 1.25rem;
  border-radius:999px;
  cursor:pointer;
  box-shadow:var(--shadow-xl);
  transition:var(--transition);
  font-size:.9rem;
  font-weight:600;
}
.chat-bubble:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(27,58,107,.4)}
.chat-bubble svg{color:var(--gold)}
.chat-window{
  display:none;
  position:fixed;
  bottom:5rem;right:1.5rem;
  width:380px;
  max-height:520px;
  z-index:1500;
  background:var(--white);
  border-radius:var(--radius-xl);
  box-shadow:var(--shadow-xl);
  flex-direction:column;
  overflow:hidden;
  animation:slideUp .3s ease;
}
.chat-window.open{display:flex}
.chat-header{
  background:var(--navy);
  color:var(--white);
  padding:1rem 1.25rem;
  display:flex;
  align-items:center;
  justify-content:space-between;
}
.chat-header h4{font-size:1rem;font-weight:700}
.chat-close{
  background:none;border:none;color:rgba(255,255,255,.7);
  cursor:pointer;font-size:1.2rem;padding:4px;transition:color .2s;
}
.chat-close:hover{color:var(--white)}
.chat-messages{
  flex:1;
  overflow-y:auto;
  padding:1rem;
  display:flex;
  flex-direction:column;
  gap:.75rem;
  max-height:350px;
}
.chat-msg{
  padding:.75rem 1rem;
  border-radius:var(--radius-lg);
  font-size:.9rem;
  line-height:1.5;
  max-width:85%;
  animation:slideUp .2s ease;
}
.chat-msg.bot{
  background:var(--gray-50);
  color:var(--gray-800);
  align-self:flex-start;
  border-bottom-left-radius:4px;
}
.chat-msg.user{
  background:var(--navy);
  color:var(--white);
  align-self:flex-end;
  border-bottom-right-radius:4px;
}
.chat-input-wrap{
  display:flex;
  border-top:1px solid var(--gray-100);
  padding:.5rem;
}
.chat-input{
  flex:1;
  border:none;
  padding:.75rem 1rem;
  font-size:.9rem;
  font-family:inherit;
  outline:none;
}
.chat-send{
  background:var(--gold);
  color:var(--white);
  border:none;
  padding:.5rem 1rem;
  border-radius:var(--radius);
  cursor:pointer;
  font-weight:600;
  transition:var(--transition);
}
.chat-send:hover{background:var(--gold-light)}
.chat-typing{
  display:flex;gap:4px;align-items:center;
  padding:.75rem 1rem;
  align-self:flex-start;
}
.chat-typing span{
  width:6px;height:6px;
  border-radius:50%;
  background:var(--gray-300);
  animation:pulse .8s ease infinite;
}
.chat-typing span:nth-child(2){animation-delay:.15s}
.chat-typing span:nth-child(3){animation-delay:.3s}

/* ===== CHECKLIST (Oklahoma page) ===== */
.progress-bar-wrap{
  background:var(--gray-100);
  border-radius:999px;
  height:10px;
  margin-bottom:2.5rem;
  overflow:hidden;
  position:sticky;
  top:64px;
  z-index:50;
  box-shadow:var(--shadow-sm);
}
.progress-bar{
  height:100%;
  background:linear-gradient(90deg,var(--gold),var(--green));
  border-radius:999px;
  width:0%;
  transition:width .4s ease;
}
.progress-label{
  text-align:center;
  font-size:.85rem;
  color:var(--gray-600);
  margin-bottom:1rem;
  font-weight:600;
}
.checklist-group{margin-bottom:2.5rem}
.checklist-group-title{
  font-size:1.15rem;
  font-weight:700;
  color:var(--navy);
  margin-bottom:1rem;
  padding-bottom:.5rem;
  border-bottom:2px solid var(--gray-100);
  display:flex;align-items:center;gap:.5rem;
}
.checklist-group-title .badge{
  background:var(--navy);color:var(--white);
  font-size:.7rem;padding:.2rem .6rem;
  border-radius:999px;font-weight:600;letter-spacing:.03em;
}
.checklist-item{
  display:flex;gap:.75rem;
  padding:.85rem .75rem;
  border-radius:var(--radius);
  transition:background .15s;
  align-items:flex-start;
  cursor:pointer;
}
.checklist-item:hover{background:var(--gray-50)}
.checklist-item input[type="checkbox"]{
  appearance:none;-webkit-appearance:none;
  width:22px;height:22px;min-width:22px;
  border:2px solid var(--gray-200);
  border-radius:6px;cursor:pointer;
  position:relative;margin-top:2px;
  transition:all .2s;
}
.checklist-item input[type="checkbox"]:checked{
  background:var(--green);border-color:var(--green);
}
.checklist-item input[type="checkbox"]:checked::after{
  content:'';position:absolute;left:6px;top:2px;
  width:6px;height:12px;
  border:solid var(--white);border-width:0 2.5px 2.5px 0;
  transform:rotate(45deg);
}
.checklist-item.checked .checklist-text{
  color:var(--gray-400);text-decoration:line-through;
}
.checklist-text{font-size:.95rem;line-height:1.5}
.checklist-text a{color:var(--navy);font-weight:600;text-decoration:underline;text-decoration-color:var(--gold)}
.checklist-text a:hover{color:var(--gold)}
.checklist-sub-label{
  font-size:.85rem;font-weight:700;color:var(--gold);
  margin:1rem 0 .25rem .75rem;
  text-transform:uppercase;letter-spacing:.05em;
}
.celebration{
  display:none;text-align:center;
  padding:3rem 2rem;
  background:linear-gradient(135deg,var(--green-bg),var(--white));
  border:2px solid var(--green-border);
  border-radius:var(--radius-xl);margin-top:2rem;
}
.celebration.show{display:block;animation:slideUp .5s ease}
.celebration h3{font-size:1.5rem;color:var(--navy);margin-bottom:.5rem}
.celebration p{color:var(--gray-600);font-size:1.05rem}

/* Vendors */
.vendors-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem}
.vendor-card{
  background:var(--off-white);border-radius:var(--radius-lg);
  padding:2rem;border-left:4px solid var(--gold);
}
.vendor-card h3{font-size:1.15rem;color:var(--navy);margin-bottom:.75rem}
.vendor-card p{font-size:.9rem;color:var(--gray-600);margin-bottom:.35rem}
.vendor-card a{color:var(--navy);font-weight:600}
.vendor-card a:hover{color:var(--gold)}

/* Info grid */
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.5rem}
.info-item{
  background:var(--white);border-radius:var(--radius);
  padding:1.5rem;display:flex;align-items:flex-start;gap:1rem;
  box-shadow:var(--shadow-sm);
}
.info-icon{
  width:40px;height:40px;min-width:40px;
  border-radius:var(--radius);background:var(--navy);
  display:flex;align-items:center;justify-content:center;
  color:var(--white);font-size:1.1rem;
}
.info-item h4{font-size:.85rem;color:var(--gray-400);text-transform:uppercase;letter-spacing:.05em;margin-bottom:.25rem}
.info-item p{font-size:.95rem;font-weight:600;color:var(--navy)}

/* Resources grid */
.resources-grid{
  display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1rem;
}
.resource-card{
  display:flex;align-items:center;gap:1rem;
  background:var(--white);padding:1.25rem 1.5rem;
  border-radius:var(--radius);box-shadow:var(--shadow-sm);
  transition:var(--transition);font-weight:600;
  color:var(--navy);font-size:.95rem;
}
.resource-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);color:var(--gold)}
.resource-icon{
  width:40px;height:40px;min-width:40px;
  border-radius:var(--radius);background:var(--gray-50);
  display:flex;align-items:center;justify-content:center;font-size:1.2rem;
}

/* Confetti canvas */
#confetti-canvas{
  position:fixed;top:0;left:0;width:100%;height:100%;
  pointer-events:none;z-index:9999;
}

/* ===== MOBILE RESPONSIVE ===== */
@media(max-width:1024px){
  .footer-inner{grid-template-columns:1fr 1fr;gap:2rem}
}

@media(max-width:768px){
  section{padding:3.5rem 1rem}
  .nav-links{display:none}
  .nav-hamburger{display:flex}
  .hero{padding:6rem 1rem 3rem;min-height:auto}
  .hero h1{font-size:clamp(2rem,8vw,3rem)}
  .stats-strip-inner{flex-direction:column;gap:1rem}
  .stat-divider{display:none}
  .footer-inner{grid-template-columns:1fr;gap:2rem}
  .footer-bottom{flex-direction:column;gap:.5rem;text-align:center}
  .form-row{grid-template-columns:1fr}
  .plan-cards{grid-template-columns:1fr}
  .comparison-table{font-size:.85rem}
  .comparison-table th,.comparison-table td{padding:.75rem .5rem}
  .chat-window{bottom:0;right:0;left:0;width:100%;max-height:100vh;border-radius:var(--radius-xl) var(--radius-xl) 0 0}
  .chat-bubble{bottom:1rem;right:1rem}
}

@media(max-width:480px){
  .hero-ctas{flex-direction:column;align-items:stretch}
  .btn{justify-content:center}
  .card-grid,.card-grid-3,.card-grid-4{grid-template-columns:1fr}
}